Layby has been around in bricks and mortar stores for ages.

It was a staple for many people who wanted to buy things and pay it off over a period of time.

A similar option has now sprung up for the e-commerce industry. Except they can receive their packages before paying for them.

And e-commerce shoppers are loving the feature.

It’s a bit like offering free shipping. The perception of getting something for free appeals to consumers.

Similar to a credit card, but without the risk of overspending – zipPay is a payment method (known as buy now pay later or BNPL). The customer receives their goods, and the payment platform is paid back over a set timeframe.

zipPay is a simple interest-free payment solution provided by zipMoney Payments and accepted by thousands of stores and online vendors across Australia. zipPay lets you make purchases now and pay later, without the need for a credit card. Once you sign-up and get approved, you’ll have a line of credit up to $1,000 and a shopping account. Using your account and credit line, you can make purchases which you can pay back in regular installments.

Get a 100% interest-free line of credit with control over your repayments.

Join the thousands of Australians who choose to check out with zipPay every day at Luxy Living where you can shop luxury designer furniture at affordable price.